Policy Comparison

Coverage

Owner’s Standard Policy

EAGLE Protection Owner’s Policy

1.  Someone else owns an interest in your title

X

X

2.  A document is not properly signed

X

X

3.  Forgery, Fraud, Duress

X

X

4.  Defective recording of any document

X

X

5.  There are restrictive covenants

X

X

6.  There is a lien on your title because there is:

      a) a deed of trust
      b) a judgment, tax or special assessment
      c) a charge by the homeowners association

X
X
X

X
X
X

7.  Title is unmarketable

X

X

8.  Mechanics lien protection

X

9.  Automatic Survey Coverage

X

10.  Forced removal of a structure because it:

      a) extends onto other land or onto an easement
      b) violates a restriction in Schedule B
      c) violates an existing zoning law*

X
X
X

11.  Can’t use land for residence because the use violates
        a restriction in Schedule B or a zoning ordinance

X

12.  Pays rent for substitute land or facilities

X

13.  Unrecorded lien by a homeowner’s association

X

14.  Unrecorded easements

X

15.  Rights of third parties under unrecorded leases

X

16.  Plain language

X

17.  Building permit violations*

X

18.  Compliance with Subdivision Map Act*

X

19.  Restrictive covenant violations

X

20.  Post Policy Forgery

X

21.  Post Policy encroachment

X

22.  Post Policy damage from minerals or water extraction

X

23.  Post Policy living trust coverage

X

24.  Enhanced access-both vehicular & pedestrian

X

25.  Post Policy automatic increase in value up to 150%

X

26.  Post Policy adverse possession

X

27.  Post Policy cloud on title

X

28.  Post Policy prescriptive easement

X

29.  Covenant violation resulting in reversion

X

30.  Boundary walls and fence encroachment*

X

31.  Enhanced marketability

X

32.  Violations of building setbacks

X

33.  Discriminatory covenants

X

34.  Insurance coverage forever

X